Liberty Advance
Direct Funder · All 50 States

Working
Capital,
Same Day.

Direct merchant cash advance funding from $40K–$10M. We underwrite upfront, decide today, and fund nationwide. No banks, no runaround.

How It Works
Same-day decisions
Hard underwriting upfront
All 50 states
Business owner at storefront counter
$40K–$10M
Advance range
1st–6th
Positions funded
50
States covered
Same day
Decisions
Deal Boxes

Two ways
we fund

Pick the structure that fits the file. Both run hard underwriting upfront with same-day turnaround.

B–C Paper

Core
Positions1st – 6th
Max term40 weeks
CoverageAll 50 states
Terms180 days · weekly · daily
ExclusionsNo solar · no law firms

High Risk

Flexible
Positions1st – 6th
CoverageAll 50 states
IndustriesAll eligible
HoldbackUp to 50%
Terms50 – 120 days
Standard commission to partners:12%All products →
Preferred Industries

Built for
these shops

We fund across all industries — these are where we move fastest and price sharpest.

Restaurants
Tech
Specialty
Construction
Medical
Positions we fund
1st through 6th
Who We Fund

Real operators,
real revenue

Owners who can't wait on a bank committee — across restaurants, trades, medical, and specialty retail.

Restaurants & retail
Restaurants & retail
Daily card revenue
Construction & trades
Construction & trades
Project-based cash
Medical & specialty
Medical & specialty
Steady receivables
How It Works

Four steps,
one day

See the full process
01

Submit

Send the file — A/R, POO, and 3–4 months of bank statements.

02

Underwrite

We run hard underwriting upfront. No drawn-out back-and-forth.

03

Decide

A real same-day answer with terms, position, and holdback.

04

Fund

Sign and get working capital wired — often the same day.

Can't wait
on the bank?

Get a real answer today. Submit a deal or get a funding specialist on the phone now.